Author
Michael Gonzales
Founder & Editor
Michael Gonzales is the founder of Cloudalien Technologies LLC, the company that owns DebtHaus. DebtHaus is not a lender, broker, settlement company or law firm.
Recent from Michael Gonzales on DebtHaus
- What Is a Charge-Off? What It Means for the Debt and Your Credit ReportNov 13, 2026
- How to File a CFPB Complaint Against a Debt Collector (and What Happens Next)Nov 12, 2026
- Cease and Desist Letter to a Debt Collector: What It Does and Doesn't DoNov 10, 2026
- Zombie Debt: What to Do When an Old Debt Comes BackNov 9, 2026
- Debt Settlement vs. Debt Management Plan vs. Consolidation: What's the Difference?Nov 6, 2026
- New York Debt Collection Rules, Including the NYC SHIELD Rule From January 1, 2027Nov 3, 2026
- Pay for Delete Letter: How It Works and Whether Collectors AgreeNov 2, 2026
- Texas Debt Collection Rules: Wage Garnishment, Bank Levies and What a Collector Can DoOct 30, 2026
- Florida Statute of Limitations on Debt: Time Limits by Debt TypeOct 29, 2026
- Debt Validation, Step by Step: What to Check, What to Send and What to TrackOct 28, 2026
- Debt Validation Letter: What Reg F Requires and a CFPB Sample LetterOct 27, 2026
- Wage Garnishment: Federal Limits and Where to Check Your StateOct 26, 2026